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Insurance costs are rising quickly across much of the country. Hurricanes are part of the reason, but it’s the other perils common across the Midwest and Great Plains that complicate costs.

A town hit hard by two hurricanes, downpours and a deep freeze, all in the midst of a pandemic, offers crucial lessons for everyone’s disaster planning and recovery.

Overall losses from natural disasters in 2023: US$ 250bn; more than 74,000 fatalities Insured global losses of US$ 95bn close to five-year average (US$ 105bn) and above the ten-year average (US$ 90bn) Earthquake in Turkey and Syria was the year’s most devastating humanitarian disaster Thunderstorms in North America and Europe more destructive than ever before: overall losses of US$ 76bn; insured losses US$ 58bn 2023 was the hottest year ever, with a large number of regional records broken

Waves of severe thunderstorms in the U.S. during the first half of this year led to $34 billion in insured losses, an unprecedented level of financial damage in such a short time as climate change contributes to the frequency and severity of violent meteorological events. The reinsurer Swiss Re Group said Wednesday that damages from convective storms in the U.S., which can come with hail, lightning, heavy rain and high winds, accounted for nearly 70% of the $50 billion in global catastrophic damages so far this year. The storms in the U.S. were so severe, there were 10 that resulted in damages of $1 billion or more, almost double the average over the last decade.

State Farm will almost entirely stop issuing new policies in California – with climate-exacerbated wildfires and bad public policy a large reason why

A United Nations-convened climate alliance for insurers suffered at least three more departures on Thursday including the group's chair, as insurance companies take fright in the face of opposition from U.S. Republican politicians.

Most expensive storm cost $100bn while deadliest floods killed 1,700 and displaced 7 million, report finds

New coal power projects are becoming “effectively uninsurable” outside China because so many insurance companies have ruled out support for them, a report has found. Recent commitments to stop underwriting coal by prominent US insurers AIG and Travelers have brought the number of coal insurance exit policies to 41, according to the latest industry scorecard by the climate campaign Insure Our Future.

With the Australian Actuaries Institute Climate Index reaching the highest rainfall and temperature levels since the index was launched in 2018, it is not surprising that the Actuaries Institute’s latest Green Paper has warned of climate change’s impact on home insurance affordability in Australia.

As threats grow, FEMA is overhauling its risk rating system for its national flood insurance program - which could have implications for vulnerable home owners